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After we returned from dinner the room was still 23.5 C.
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Not to mention that sex drive varies, naturally, among people.

The first important thing to remember is that libido always ebbs and flows, and there’s no “normal” standard to compare yourself to.

She wants instant gratification even though we've exchanged only a few words online.

But in the modern world, in which the internet has become a vehicle for all manner of impropriety, she regards this kind of behaviour as perfectly acceptable.

They'd sought advice from a financial planner, started aggressively paying off their four credit cards, and built up a small savings account.

Lenders use automated credit scoring systems to assess anyone who applies for a financial product.

Reading it on my laptop in the aptly named Cafe Affaire in central London, I consider what she really wants: a no-strings-attached sexual relationship.

What I don't know is how her husband will feel about it. Aside from the little matter of her marital status, she also believes I have a wife, but she doesn't care.

And all of them are looking for an opportunity to betray their spouses. But I wanted to find out what sort of woman uses such a site.

Over the years, Telegraph Money has reported on credit history nightmares including cases of mistaken identity and missed payments that won't disappear.