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My mother was devastated when I told her that Jack* and I were getting a divorce. Then he can file for divorce and you're having to ask your parents for a loan to give an attorney a retainer. When you get groceries, get cash back and tuck it away. (Stash the ready money there.) Yes, the money in there is a joint asset, but it can't be withdrawn by anyone but you. Go paperless- you don't need statements sent to the house, do you? Use it, pay it off every month (see: checking account) and then you'll be a step ahead of the game should anything happen. Make an inventory of all of your and your husband's financial accounts.