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This is because they’re not actually ‘working in Kuwait’ per se, but instead working on a US government contract providing support to the US military.

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Unlike certain beginner personal finance gurus, Mr.

Money Mustache is a big fan of cash-back credit cards.

Members enjoy Magnises’ aspirational perks, including access to a BMW 7L and driver; a 24/7 concierge service that arranges concert tickets and prime weekend reservations at chic restaurants like Catch; and such freebies as a class at David Barton Gym and a round of shots at Asian buzzspot the General. At a recent Brazilian-themed World Cup dinner at the Magnises townhouse in the West Village, pretty young things sipped Champagne and flirted with preppy boys beneath a smattering of Picassos and Matisses.

Meanwhile, buying something with a credit card can afford you more protection than buying using a debit card or cash.

Some credit cards are even designed to help those with bad credit to improve their credit rating, helping open the door to a whole range of other financial products they may not have otherwise been eligible for.

There's something powerful about wielding a credit card.

As the tagline goes, the possibilities are endless, especially with access to the kind of funds that dwarf most of our everyday budgets.